Personal Liability Insurance Made Simple in Long Beach

What Is Personal Liability Insurance?

Personal liability coverage provides for a defense if you are sued, and can pay damages to injured persons up to the limit of liability.

For example, if someone falls down your stairs, or your child accidentally throws a ball through a neighbor's window, breaking an expensive vase, you may be held legally responsible for the damages caused.

Many homeowners insurance policies provide a minimum of $100,000 in personal liability coverage, meaning the insurance company can pay up to that amount in total to injured persons per occurrence. If you feel you need more protection, higher limits are available. You can also purchase a personal liability umbrella policy if you think you need additional liability coverage.

Even without being a homeowner or having a homeowners insurance policy it may still be important to have a stand alone personal liability policy. It may also apply in a situation in which you own property or engage in hobbies which you would be legally liable for damages.

You are covered

Receive the monetary assistance you need to cover all types of natural and man-made disasters and accidents with help from Long Beach Insurance Services. Whether it involves your car or your home, we write policies that help you avoid financial difficulties that are a result of high repair costs.

Call us now for coverage.