Your Long Beach Business Needs a Worker’s Compensation Policy

All employers must provide worker’s compensation benefits to their employees under the California Labor Code Section 3700. If your Long Beach business employs at least one employee, you need a workers’ compensation policy to satisfy the requirement of the law. Long Beach Insurance Services works to find the workers’ compensation insurance coverage that best fits your workplace.

California Labor Code Section 3351 defines who is an employee and, therefore, who can be covered by a worker’s compensation policy. Sole proprietorships, partnerships, and corporations all benefit from developing a working relationship with Long Beach Insurance Services. Our reliable, competent broker-agents explain coverage eligibility issues and present options that fit your business organization model.

Bridging the Gap between Workers Compensation Insurance and Sole Proprietors

Sometimes, a sole proprietor may be required to show proof of worker’s compensation insurance for certain job requirements. Since workers’ compensation is insurance where the employer assumes complete liability for worker injuries, sole proprietors need other options than just a worker’s compensation policy. Viable alternatives you can purchase include health insurance, life insurance, disability income insurance, or a combined package of all policies. Long Beach Insurance Services learns about your unique situation and determines what the most effective option would be for your company.