Small Business Insurance Broker for Long Beach
Commercial liability insurance protects your business from financial claims and lawsuits arising from your operations and employee actions. It will cover your business if it is liable for any negligent consequences coming from your business’ standard operation and premises. Long Beach Insurance Services acts as a small business insurance broker, helping companies of every size find affordable and effective coverage in the Long Beach area.
Commercial liability insurance is essential if:
You have a commercial space that customers can access or visit for any length of time.
You sell any products, especially those that are consumable or designed for use by infants and young children.
You create and distribute any advertisements describing your products and services.
You have any employees who interact with or provide service to customers.
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Even if none of these apply, it is still a good idea to speak with Long Beach Insurance Services about business insurance. Your company may have other exposures that make commercial liability coverage essential. We work with you to find the right coverage at a price that fits the business’ budget.
Separate liability coverages to consider include:
Liquor Liability
Standard liability policies for restaurants normally lack liquor liability coverage. This insurance protects you from legal liability for the actions of patrons consuming alcohol on your premises.
Pollution Liability
Businesses handling or transporting hazardous materials need pollution coverage. This product covers damages from accidental exposure to or pollution of company chemicals.
Errors and Omissions Liability
Lawyers, real estate brokers, insurance agents, and other professionally certified business owners need this coverage for claims or lawsuits of inadequate work and negligent actions.
We can give you a free evaluation to identify all risks facing your business. Contact us today for that evaluation.
